• P.O. Box 36030, Wellington, Lower Hutt 5045 NZ.
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Welcome to

Business Consulting 4 Banking

Independent Banking Consultants providing advocacy to support New Zealand Businesses

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Welcome to

Business Consulting 4 Banking

Advocacy you can Trust and In-house banking expertise you can rely on

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Welcome to

Business Consulting 4 Banking

Available 24/7 to help NZ businesses on anything banking

Welcome to

Business Consulting 4 Banking

Unsure if you are receiving the best possible deal or the most appropriate solutions from your bank costing your bank extra fees and interest?

About Us

Established in 2013 by Jeremy Sprott, BC4B has earned business and industry respect as proven and unique independent banking consultants.
We work for New Zealand businesses across all industry sectors from small-large businesses nationwide.
Clients have both domestic and international banking needs.


BC4B have proven independent and expert banking consultants providing practical support and advocacy to New Zealand companies in their dealings with Banks.
Branches in Auckland, Wellington and Christchurch supporting New Zealand business nationwide.
We create transparency in banking which can be a grey area.

Our Vision

  • Transparent Banking
  • Access to Optimal Banking Solutions
  • Clients’ realise a better Banking Experience and outcome
  • Growth and prosperity to New Zealand Businesses.
  • To add Value to everything we do

Our Mission's

To deliver independent, objective knowledge, expertise and practical support to help and guide New Zealand Businesses in their dealings with Banks.


best in town


  • Review and negotiate all Business and Commercial banking needs
  • Choose and transfer to a new bank if that option is desired
  • Connect the right experts to support businesses opportunities
  • Implement Foreign Exchange packages to match value of the banking relationship
  • Assist completion of Banks documentation to meet regulatory requirements
  • Add Transparency, offer insight, knowledge and experience on banking
  • Prepare shipping documents under export Letter of credit and collections
  • Identify and mitigating payment/receivable risks
  • Structure International cross border trade facilities and transactions to suit

Whether its arranging finance, reviewing facilities, transacting cross border trade, resolving issues with Banks, or consulting on a complex Transaction, BC4B aim is to achieve an improved outcome for our client.

thoughts of our

Satisfied customers

BC4B is an integral & valued partner for Open Country Diary on banking. Since 2014, Jeremy Sprott has contributed to give guidance and support the risk management and working capital transaction needs covering challenging markets.

Jeremy’s diligence to find the optimal solution or recommend an alternative and resolve any transaction issues is a hallmark of his indepth banking knowledge, connectivity and experience. BC4B is recommended to any company needing an experienced in-house banking advocate.

BC4B Ltd was engaged to undertake a review of our transaction banking package and processes. The principal, Jeremy Sprott, delivered superb expertise and knowledge across domestic and international transaction banking resulting in benefits to our arrangements.

BC4B also assisted with a specific export contract to a challenging market under letter of credit. Jeremy’s inside knowledge of how the banks operate guided us to achieve a successful outcome.

I would recommend BC4B-Jeremy Sprott to any organisation requiring an independent review of its banking arrangements and expertise on international trade facilitation.

I am happy to say it was a pleasure to work through this exercise with BC4B. The outcome has resulted in a stronger relationship with our bank and an improved package.

As a new business we were not experienced in the commercial institutional finance world and Working with Colin made it so easy.

We’ve also achieved a very competitive rate through this process. I’ll definitely be asking Colin and BC4B to assist us when we next need to rearrange our banking facilities.

The principal Jeremy Sprott delivers superb expertise and knowledge to structure export contracts, Letters of credit and working capital solutions to facilitate prompt receipt of payment. Jeremy’s product knowledge and relationship with banks is critical to the successful completion of the export shipments to mitigate the payment risk. Document preparation under the Letter of Credits are 100% compliant and issues in documentation with the bank is resolved through Jeremy’s experience and know how.

Purcell Bros have developed a strong working relationship with BC4B and greatly value the continued advocacy and support for our export contracts. We look forward to working with Jeremy as an essential part of our team. I recommend the services of Jeremy Sprott-BC4B to any export companies requiring an expert international trade facilitator on banking.

Colin Ross of BC4B Ltd was engaged by our Company to lead us through our banking request for proposal (RFP) process.

Colin has many years’ experience in the banking sector which was evident from the wealth of knowledge he has obtained during that time and the professional manner in which he engaged with South Port and the banks. He put together a very comprehensive RFP based on feedback given by the banks that we approached.

We were able to utilise Colin’s extensive list of contacts in the banking sector throughout the process to ensure our RFP reached the right people. He guided us well through the process and by using the pre-determined selection criteria was able to rank the banks in a fair and un-biased manner according to what they could offer.

In terms of his knowledge of margins in the market Colin has his “finger on the pulse” and could therefore determine whether the offers put forward were appropriate.

We feel as though Colin went above and beyond assisting with some tasks that fell outside of the scope of works and would highly recommend his services to others.

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The Independent Banking Consultants supporting New Zealand Businesses